brown paper peeled away in the center to reveal the words 'self-employed - income'; referencing self-employed mortgages and income

Self Employed Mortgages and Income

Matthew Jackson Self Employed Mortgages

Are you self-employed and currently looking for a mortgage? Sometimes it’s hard to know what a lender will want when it comes to being self-employed. It’s a little different from a regular employee’s income. Thankfully, when you work with a mortgage broker, like me, I’ll be able to guide you through the whole process.  In this blog post, I’ll give …

New condo in Kelowna, highlighting pre approval for a mortgage

Mortgage Pre-Approval

Matthew Jackson Mortgage Tips

Getting pre-approved for a mortgage before you head out and look for houses is something I highly recommend. It will enable you to know the price range you should be approved at when you make an offer on a property that you love.  Going into looking for a property blind, without knowing your approval rating, could set you up to …

Toyota dealership at dawn, one of the many sales-driven jobs that are classified as variable employment that can affect a mortgage

Part Time Or Variable Employment Mortgages

Matthew Jackson Self Employed Mortgages

Your employment status means more to a lender than you may think. Your status is a strong indicator of your employer’s commitment to your continued employment. There are many differences when it comes to variable income and part-time work for getting approved for a mortgage.  In this blog post, I’ll explain what both of them mean, what the lenders want …

Closeup of a hand holding a set of keys with a silver house keychain, highlighting the choice of securing a mortgage with a mortgage broker or bank

Mortgage Broker vs Bank – Who to Choose?

Matthew Jackson Mortgage Tips

Who should you go with for a mortgage, your bank or a mortgage broker? That’s the question I’ve been asked the most in the past eight years of being in business! I never get tired of answering it though because a lot of people don’t know the benefits of using a mortgage broker compared to just going with their bank.  …

First Time Home Buyers – What You Need to Know

Matthew Jackson First Time Home Buyers

First time home buyers, this is the blog post for you. Firstly, I want to say congratulations on making the decision to purchase your first property. Above anything else, this is an exciting time in your life and I want to provide you with all of the information you need.  You may have heard that buying your first home can …

Front porch in blue with a dark door and outdoor furniture; highlighting the time to stat planning a mortgage

When Should You Start Planning Your Mortgage?

Matthew Jackson First Time Home Buyers

If you’re dreaming of owning your own home, the biggest thing that is holding you back from purchasing is most likely obtaining the funds. You might be questioning when the right time to start planning a mortgage is. Depending on whether it’s a purchase, refinance or renewal, the answer will different.  Owning a home is a big commitment, but one of …

Woman on a tablet in a home office, highlighting self-employed mortgages

Self-Employed? I Have Great Mortgage Options for You!

Matthew Jackson Self Employed Mortgages

Traditionally, when you’re self-employed and applying for a mortgage, you’ll likely face more obstacles than someone who earns a regular salary through an employer. If you can prove your income, show you’re up-to-date on your taxes and you have solid credit, however, your chances of being approved for a mortgage are greatly improved. Self-employment numbers continue to grow steadily. Statistics …