Front porch in blue with a dark door and outdoor furniture; highlighting the time to stat planning a mortgage

When Should You Start Planning Your Mortgage?

Matthew Jackson First Time Home Buyers

If you’re dreaming of owning your own home, the biggest thing that is holding you back from purchasing is most likely obtaining the funds. You might be questioning when the right time to start planning a mortgage is. Depending on whether it’s a purchase, refinance or renewal, the answer will different.  Owning a home is a big commitment, but one of …

Couple of first time homebuyers sitting on the floor of their new home, with closing costs calculated into their budget

First Time Homebuyers: Plan Ahead for Closing Costs

Matthew Jackson First Time Home Buyers

If you’re buying your first home, all of the various expenses rolled into the term ‘closing costs’ can seem overwhelming. Closing costs include all legal and administrative expenses you’ll be responsible for paying on or near your home’s closing date. It’s important to include these costs in your budget because, in most cases, they can’t be rolled into your mortgage …

First Time Buyers Couple In Their New Home

Buying Your First Home in Canada

Matthew Jackson First Time Home Buyers

Have you immigrated or relocated to Canada within the past five years? Whether you’re a permanent resident or in the country on a work permit, I have access to some great specialty mortgage solutions with affordable down payment options. If the property value of the home you’re looking to buy is below $500,000, you can make a purchase for just …