Cookie Policy
We use cookies to help improve your experience of https://mortgageokanagan.com. This cookie policy is part of Mortgage Okanagan’s privacy policy, and covers the use of cookies between your device and our site. We also provide basic information on third-party services we may use, who may also use cookies as part of their service, though they are not covered by our policy.
If you don’t wish to accept cookies from us, you should instruct your browser to refuse cookies from https://mortgageokanagan.com, with the understanding that we may be unable to provide you with some of your desired content and services.
What is a cookie?
A cookie is a small piece of data that a website stores on your
device when you visit, typically containing information about the
website itself, a unique identifier that allows the site to recognise
your web browser when you return, additional data that serves the
purpose of the cookie, and the lifespan of the cookie itself.
Cookies are used to enable certain features (eg. logging in), to
track site usage (eg. analytics), to store your user settings (eg.
timezone, notification preferences), and to personalise your content
(eg. advertising, language).
Cookies set by the website you are visiting are normally referred to
as “first-party cookies”, and typically only track your activity on that
particular site. Cookies set by other sites and companies (ie. third
parties) are called “third-party cookies”, and can be used to track you
on other websites that use the same third-party service.
Types of cookies and how we use them
Essential cookies
Essential cookies are crucial to your experience of a website,
enabling core features like user logins, account management, shopping
carts and payment processing. We use essential cookies to enable certain
functions on our website.
Performance cookies
Performance cookies are used in the tracking of how you use a website
during your visit, without collecting personal information about you.
Typically, this information is anonymous and aggregated with information
tracked across all site users, to help companies understand visitor
usage patterns, identify and diagnose problems or errors their users may
encounter, and make better strategic decisions in improving their
audience’s overall website experience. These cookies may be set by the
website you’re visiting (first-party) or by third-party services. We use
performance cookies on our site.
Functionality cookies
Functionality cookies are used in collecting information about your
device and any settings you may configure on the website you’re visiting
(like language and timezone settings). With this information, websites
can provide you with customised, enhanced or optimised content and
services. These cookies may be set by the website you’re visiting
(first-party) or by third-party service. We use functionality cookies
for selected features on our site.
Targeting/advertising cookies
Targeting/advertising cookies are used in determining what
promotional content is more relevant and appropriate to you and your
interests. Websites may use them to deliver targeted advertising or to
limit the number of times you see an advertisement. This helps companies
improve the effectiveness of their campaigns and the quality of content
presented to you. These cookies may be set by the website you’re
visiting (first-party) or by third-party services. Targeting/advertising
cookies set by third-parties may be used to track you on other websites
that use the same third-party service. We use targeting/advertising
cookies on our site.
Third-party cookies on our site
We may employ third-party companies and individuals on our websites—for example, analytics providers and content partners. We grant these third parties access to selected information to perform specific tasks on our behalf. They may also set third-party cookies in order to deliver the services they are providing. Third-party cookies can be used to track you on other websites that use the same third-party service. As we have no control over third-party cookies, they are not covered by Mortgage Okanagan’s cookie policy.
Our third-party privacy promise
We review the privacy policies of all our third-party providers
before enlisting their services to ensure their practices align with
ours. We will never knowingly include third-party services that
compromise or violate the privacy of our users.
How you can control or opt out of cookies
If you do not wish to accept cookies from us, you can instruct your
browser to refuse cookies from our website. Most browsers are configured
to accept cookies by default, but you can update these settings to
either refuse cookies altogether, or to notify you when a website is
trying to set or update a cookie.
If you browse websites from multiple devices, you may need to update your settings on each individual device.
Although some cookies can be blocked with little impact on your
experience of a website, blocking all cookies may mean you are unable to
access certain features and content across the sites you visit.