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          Here’s Why I’m Not Recommending 5 Year Fixed Mortgages Right Now

          As we’re all aware, the interest rates have been quite the topic of conversation over the past year. Should you go fixed? Variable? 5 year fixed? There are so many options, it’s hard to understand your best bet.  In this article, I’ll share why I’m not recommending a 5 year fixed mortgage term to clients…

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Topic: debt to income ratio

Categories:
  • Alternative Mortgages
  • First Time Home Buyers
  • Mortgage Renewals
  • Mortgage Tips
  • Refinancing
  • Self Employed Mortgages
  • Separation Mortgages

Understanding Your Debt Service Ratio for Mortgages

July 15, 2022July 15, 2022
Mortgage Tips
Understanding your debt service ratio is a very important part of getting approved for a mortgage. When working with a mortgage broker, we will work together to determine two ratios - gross debt ...
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Income, Taxes and Being Self-Employed – What You Need to Know

May 26, 2022May 26, 2022
Mortgage Tips
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Mortgage Pre-Approval

January 2, 2021January 2, 2021
Mortgage Tips
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Have You Considered An Alternative Mortgage?

December 1, 2020December 1, 2020
Alternative Mortgages
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Should You Cosign a Mortgage?

November 26, 2020November 26, 2020
Mortgage Tips
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5 Things You Shouldn’t Do When Qualifying for a Mortgage

October 31, 2020October 31, 2020
Mortgage Tips
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Is Refinancing Your Mortgage the Right Decision?

September 18, 2020September 18, 2020
Refinancing
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How Does Buying a Car Impact Your Borrowing Power?

June 3, 2019June 3, 2019
Mortgage Tips
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