As 2024 unfolds, Canadian homeowners find themselves at a crucial point in their mortgage – renewal time! In this article, I will explore the current dynamics of the Canadian mortgage market, what to expect when renewing your mortgage, and considerations to ensure a seamless process. If there’s a topic that homeowners are discussing in 2024…Read Article
Using a Mortgage Broker Is Your Best Option
The home buying and mortgage processes can be cumbersome and stressful when navigating them alone. That’s why using a mortgage broker makes sense, regardless of whether you’re planning to buy your very first home or your fifth.
I’ll get the lenders competing for your mortgage business when you’re purchasing property – as well as again at renewal or any time you need to renegotiate your mortgage. This ensures that you’re matched with the very best product and rate to accommodate your evolving needs.
In today’s reality of changing mortgage rules and the expectation of rates continuing to gradually rise over time, it has never been more important to get prequalified for a mortgage to understand what you can comfortably afford before shopping for your dream home. There’s nothing worse than falling in love with a home you simply can’t afford!
It’s my pleasure to walk you through every step of the home buying and mortgage financing processes – from pre-qualification to funding and beyond.
My goal is to become your go-to source for all your home buying and mortgage needs throughout your time as a mortgage holder, not just for one transaction.
I’m available to answer your questions at any time. And when your lifestyle changes, for any reason – and it will – I can help adapt your mortgage to accommodate you.
That’s precisely why I recommend an annual mortgage review for all my clients. It’s important to ensure your savings are always being optimized.
Mortgage Broker Access to Lenders
Since I have access to a full spectrum of lenders – including banks, credit unions, alternative providers and private funders – I’m able to offer my clients more choice and customization to better meet your mortgage needs.
That means I can cater to self-employed borrowers as well as those who have suffered credit blips due to life experiences such as divorce or illness. I’m here to listen to your story and walk you through the entire financing process to ensure you understand your options.
Do you have questions about your best mortgage options? Answers are a call or email away.