Have you ever typed “What Mortgage Can I Afford in BC” into Google? A lot of people have, which is why I’m writing this post. I know how much the world, housing prices and the mortgage approval process have changed over the years. Since I became a broker, over 10 years ago, everything has changed! In this blog, I’ll discuss …
What To Do When You’ve Been Declined at a Bank
The dreaded thing happens… you apply for a mortgage through your bank and you get declined. No one wants that to happen and luckily for you, it doesn’t mean that it’s the end of the road. In this blog post, I’ll explain some of the reasons why you could get declined at a bank and what to do when that …
Self Employed Mortgages and Income
Are you self-employed and currently looking for a mortgage? Sometimes it’s hard to know what a lender will want when it comes to being self-employed. It’s a little different from a regular employee’s income. Thankfully, when you work with a mortgage broker, like me, I’ll be able to guide you through the whole process. In this blog post, I’ll give …
Qualifying to be a Mortgage Cosigner
For some people, it may seem like getting a mortgage is essentially impossible. But, I’m here to tell you that isn’t always the case! Whether you’re a student, transitioning to a new job or you just don’t fit the bank’s guidelines, getting a mortgage may still be in the cards for you. You’ll just need a little help from your …
Using a Mortgage Broker Is Your Best Option
The home buying and mortgage processes can be cumbersome and stressful when navigating them alone. That’s why using a mortgage broker makes sense, regardless of whether you’re planning to buy your very first home or your fifth. I’ll get the lenders competing for your mortgage business when you’re purchasing property – as well as again at renewal or any time …