Below you'll find a list of all posts that have been tagged as “mortgage”
Choosing the right mortgage broker is a huge decision during the home buying process. There are several big-ticket items that people should consider when deciding on who to use as their mortgage broker. In this article, I’ll share 5 things to consider and share where I place on all of these as well. 1. Education and experience. When you …
It’s the million-dollar question: Should I sell my current home before buying a new one? There are many factors to consider when choosing to buy and sell your home in one fell swoop. While there are risks and challenges involved, as with many processes, your greatest success rate often comes down to being prepared. Financial considerations One of the …
Buying a property is a big deal. It takes many experts in your corner to ensure you get it right, active throughout the homebuying and mortgage processes. There’s a substantial financial commitment, plenty of legal documentation, complex negotiations and, at times, stress. To ensure your homebuying journey runs as smoothly as possible, you’ll want to build a solid team of …
Every time you’re in the market for a new mortgage, it’s beneficial to spend as much time considering your options as you did for your very first mortgage. This will ensure you save the most money possible throughout your mortgage term. A number of different factors such as the rate, term, amortization period, and prepayment will determine which mortgage is …
Have you immigrated or relocated to Canada within the past five years? Whether you’re a permanent resident or in the country on a work permit, I have access to some great specialty mortgage solutions with affordable down payment options. If the property value of the home you’re looking to buy is below $500,000, you can make a purchase for just …
Stress test mortgage qualification requirements that were introduced last year have resulted in many more Canadians becoming familiar with private mortgage options out of necessity. Prior to this change, many borrowers viewed the world of private lending as somewhat of a mystery. Private mortgages have been around for years, but they were often reserved for people who had credit or …
Getting a home loan, whether you are refinancing or purchasing a new home can be a stressful process. My job, as your mortgage broker, is to make the mortgage process as simple and easy as possible. In doing this, the first step is to educate you on the process and what you need to do to qualify for a mortgage. …
You are preparing to purchase your new home! That is fantastic, exciting news! As excited as you and your family are, this home is a transition into the next home and more than likely you are planning on selling in the next 5 years to upgrade or move to another city. That’s all good, however, there are some things you …
