Below you'll find a list of all posts that have been tagged as “homebuyers”
Subjects, when it comes to home buying, are something that’s really important to understand. In this blog, I will go through everything you need to know about subjects, subject removal, doing a “subject-free” offer and buying a home subject to selling your own. Let’s just jump right into the subject at hand. What is a subject? The first question …
As we welcome the third month of 2021 already, I wanted to write a blog post on the housing market and you. Over the years, I’ve written blog posts on the housing market and they’ve been great tools for those interested in buying. We all know that the housing market is constantly evolving and changing, so let’s chat about 2021 …
You’ve been thinking about adding a second property to your real estate portfolio. You have the idea that with your second property, you’ll move into that one, have it become your owner occupied and then rent out your first home. Kudos to you! This is an exciting opportunity and with the right mortgage broker on your side, this adventure is …
Who should you go with for a mortgage, your bank or a mortgage broker? That’s the question I’ve been asked the most in the past eight years of being in business! I never get tired of answering it though because a lot of people don’t know the benefits of using a mortgage broker compared to just going with their bank. …
First time home buyers, this is the blog post for you. Firstly, I want to say congratulations on making the decision to purchase your first property. Above anything else, this is an exciting time in your life and I want to provide you with all of the information you need. You may have heard that buying your first home can …
Despite a collective call from the mortgage and real estate industries for changes to the mortgage stress test requirements, the federal government has been opposed to any type of stress test review. That is, up until now. In December 2019, after parliament convened following the federal election, and perhaps as a result of a minority government, Prime Minister Justin Trudeau …
Buying a property is a big deal. It takes many experts in your corner to ensure you get it right, active throughout the homebuying and mortgage processes. There’s a substantial financial commitment, plenty of legal documentation, complex negotiations and, at times, stress. To ensure your homebuying journey runs as smoothly as possible, you’ll want to build a solid team of …
If you’re buying your first home, all of the various expenses rolled into the term ‘closing costs’ can seem overwhelming. Closing costs include all legal and administrative expenses you’ll be responsible for paying on or near your home’s closing date. It’s important to include these costs in your budget because, in most cases, they can’t be rolled into your mortgage …
