Downtown view of Kelowna Grand Hotel and marina; highlighting Kelowna mortgages and faqs

8 FAQs on Getting a Mortgage in Kelowna

Matthew Jackson Mortgage Tips

Qualifying for a mortgage in Kelowna is possible and within reach for you. When it comes to qualifying, finding a mortgage broker near you and securing your perfect home, I’m here to help! In this blog, I’ll go over some frequently asked questions (FAQs) about qualifying for a mortgage in Kelowna.    1. Where can a down payment come from? …

A white model home with a brick chimney and white shutters sitting on a hedge, highlighting mortgage renewals

Information on Mortgage Renewals

Matthew Jackson Mortgage Renewals

Are you close to the end of your mortgage term?  When you choose a fixed or variable rate mortgage, you choose a term where you are guaranteed a certain discounted rate at the bank from 6 months to 10 years. Once that term is near completion, normally your bank will send you a letter stating your renewal date and the …

Closeup of a hand holding a set of keys with a silver house keychain, highlighting the choice of securing a mortgage with a mortgage broker or bank

Mortgage Broker vs Bank – Who to Choose?

Matthew Jackson Mortgage Tips

Who should you go with for a mortgage, your bank or a mortgage broker? That’s the question I’ve been asked the most in the past eight years of being in business! I never get tired of answering it though because a lot of people don’t know the benefits of using a mortgage broker compared to just going with their bank.  …

young girl playing in a moving box while parents watch, after choosing the right mortgage broker in their home buying process

5 Things to Consider When Choosing Your Mortgage Broker

Matthew Jackson Mortgage Tips

Choosing the right mortgage broker is a huge decision during the home buying process. There are several big-ticket items that people should consider when deciding on who to use as their mortgage broker.  In this article, I’ll share 5 things to consider and share where I place on all of these as well.   1. Education and experience. When you …

Closeup of hand holding new house keys; highlighting the importance of a homebuying team

Building Your Homebuying Team

Matthew Jackson Mortgage Tips

Buying a property is a big deal. It takes many experts in your corner to ensure you get it right, active throughout the homebuying and mortgage processes. There’s a substantial financial commitment, plenty of legal documentation, complex negotiations and, at times, stress. To ensure your homebuying journey runs as smoothly as possible, you’ll want to build a solid team of …

A clock, a miniature house, and piles of coins increasing in size; highlighting the options available for mortgage renewal

Renewing Your Mortgage? It’s Important to Weigh Your Options

Matthew Jackson Mortgage Renewals

Every time you’re in the market for a new mortgage, it’s beneficial to spend as much time considering your options as you did for your very first mortgage. This will ensure you save the most money possible throughout your mortgage term. A number of different factors such as the rate, term, amortization period, and prepayment will determine which mortgage is …