a pair of glasses lying on a contract, highlighting buying a house with subjects

Buying a House with Subjects in Kelowna

Matthew Jackson First Time Home Buyers

Subjects, when it comes to home buying, are something that’s really important to understand. In this blog, I will go through everything you need to know about subjects, subject removal, doing a “subject-free” offer and buying a home subject to selling your own. Let’s just jump right into the subject at hand.    What is a subject? The first question …

a closeup of two people signing insured mortgage papers on a wooden desk

Uninsured vs. Insured Mortgages: What’s The Difference?

Matthew Jackson Mortgage Tips

Are you looking for a mortgage, but aren’t sure the difference between uninsured mortgages or an insured mortgage? Well, you’re in luck, because this blog post will give you all of the information. I will chat through insured vs uninsured mortgages, who the insurance protects and how it’s different from home insurance.   Insured vs uninsured mortgages. When you receive …

Downtown view of Kelowna Grand Hotel and marina; highlighting Kelowna mortgages and faqs

8 FAQs on Getting a Mortgage in Kelowna

Matthew Jackson Mortgage Tips

Qualifying for a mortgage in Kelowna is possible and within reach for you. When it comes to qualifying, finding a mortgage broker near you and securing your perfect home, I’m here to help! In this blog, I’ll go over some frequently asked questions (FAQs) about qualifying for a mortgage in Kelowna.    1. Where can a down payment come from? …

a mother, father and child eating breakfast at a dining room table, highlighting buying a second home

Buying a Second Home or Home For a Family Member

Matthew Jackson Mortgage Tips

Did you know that you can purchase a second home within your same city and outside of it? Your second home may also be a vacation property or a property for a family member who cannot qualify currently themselves.  In this blog post, we’ll go over both scenarios and explain how it may work for you and your situation.  Buying …

A clock hung over a door handle with keys and a keychain of a house; highlighting the advantages of a conventional mortgage

The Advantages of a Conventional Mortgage (20% or More Equity)

Matthew Jackson Mortgage Tips

If you’ve spoken to your bank or a mortgage broker, you’ve probably heard the term “conventional mortgage”. It may honestly feel a little daunting speaking to a professional and not fully understanding the different types of mortgages and what everything means.  I’m here for you! In today’s blog, I’ll be sharing the advantages of going with a conventional mortgage.  Conventional …