Downtown Kelowna on a clear blue day, highlighting buying a second property while renting out the first

How to Buy a Second Home and Rent Out the First

Matthew Jackson Mortgage Tips

You’ve been thinking about adding a second property to your real estate portfolio. You have the idea that with your second property, you’ll move into that one, have it become your owner occupied and then rent out your first home. Kudos to you! This is an exciting opportunity and with the right mortgage broker on your side, this adventure is …

A new home ready for sale, highlighting 5 Things You Shouldn't Do When Qualifying for a Mortgage

5 Things You Shouldn’t Do When Qualifying for a Mortgage

Matthew Jackson Mortgage Tips

Qualifying for a mortgage is a big process. A lot of information is gathered and a lot of it relies on everything staying the same during the qualifying time. Many people don’t know that a simple thing like purchasing a new car can wreck a whole mortgage qualification! But, sadly, it can and I’ve seen it happen a time or …

Toyota dealership at dawn, one of the many sales-driven jobs that are classified as variable employment that can affect a mortgage

Part Time Or Variable Employment Mortgages

Matthew Jackson Self Employed Mortgages

Your employment status means more to a lender than you may think. Your status is a strong indicator of your employer’s commitment to your continued employment. There are many differences when it comes to variable income and part-time work for getting approved for a mortgage.  In this blog post, I’ll explain what both of them mean, what the lenders want …

Hand writing on clear surface in black marker 'refinance your mortgage' with a map outline in the background

Is Refinancing Your Mortgage the Right Decision?

Matthew Jackson Refinancing

For homeowners, there may come a time when refinancing mortgages of your properties will be something you need to consider. Owning a home allows you the opportunity to build credit, grow equity and invest in your future.  As a homeowner, it’s important to understand all aspects of refinancing a mortgage. In this blog post, we’ll discuss what a mortgage refinance …

Establishing and Maintaining Good Credit

Matthew Jackson Mortgage Tips

You always hear about how important it is to have good credit. But, for a lot of people, they aren’t aware of how to get there. When you’re looking to buy a home in Canada, it’s crucial that you understand the importance of establishing and maintaining good credit.  In this blog post, I’ll explain what good credit looks like to …

Closeup of a hand holding a set of keys with a silver house keychain, highlighting the choice of securing a mortgage with a mortgage broker or bank

Mortgage Broker vs Bank – Who to Choose?

Matthew Jackson Mortgage Tips

Who should you go with for a mortgage, your bank or a mortgage broker? That’s the question I’ve been asked the most in the past eight years of being in business! I never get tired of answering it though because a lot of people don’t know the benefits of using a mortgage broker compared to just going with their bank.  …

Road sign illustration that says 'bankruptcy questions? next exit' with an arrow pointing right; highlighting getting a mortgage while having a previous bankruptcy

Getting A Mortgage While Having A Previous Bankruptcy

Matthew Jackson Alternative Mortgages

Getting a mortgage while having a previous bankruptcy or consumer proposal can be difficult. While some banks won’t even consider giving you a mortgage, some lenders will provide you with a mortgage under certain conditions.  In this blog post, I’ll discuss the difference between a bankruptcy and a consumer proposal and what conditions you’ll have to comply with when you …

Ethnic couple smiling and looking at laptop in a beautiful home, securing a mortgage post covid-19

Mortgage Information to Know Post COVID-19

Matthew Jackson Mortgage Tips

British Columbia is beginning to open back up after the COVID-19 pandemic. It’s been over a month since BC announced it was taking the next step in the province’s restart plan.  Since this announcement, I’ve been receiving many questions about what this means for mortgages and those people looking to buy a house this year.  I thought it would be …