The latest News and Updates in the world of Mortgages
Did you know that you can purchase a second home within your same city and outside of it? Your second home may also be a vacation property or a property for a family member who cannot qualify currently themselves. In this blog post, we’ll go over both scenarios and explain how it may work for you and your situation. Buying …
If you’ve spoken to your bank or a mortgage broker, you’ve probably heard the term “conventional mortgage”. It may honestly feel a little daunting speaking to a professional and not fully understanding the different types of mortgages and what everything means. I’m here for you! In today’s blog, I’ll be sharing the advantages of going with a conventional mortgage. Conventional …
The dreaded thing happens… you apply for a mortgage through your bank and you get declined. No one wants that to happen and luckily for you, it doesn’t mean that it’s the end of the road. In this blog post, I’ll explain some of the reasons why you could get declined at a bank and what to do when that …
If you’re looking to buy your first home, you need to read this article! Did you know that being a first time home buyer has many different perks? When you work with a mortgage broker, like myself, I’ll share these perks with you. Together we can work those that fit into your mortgage. It’s super important to use an experienced …
You’re ready to buy the house of your dreams. You have a house you want to put an offer on, you’re ready and you’re excited. But, first, we have to make sure you have your mortgage down payment right and that it’s enough. Banks are very specific on what they want to see for a mortgage down payment, depending on …
Are you currently looking to buy a home but aren’t sure how to qualify for a mortgage? There are two types of mortgages you can go with – a fixed mortgage or a variable rate mortgage. If you’re new to the home buying process and are finally saying goodbye to renting, you may not know the difference. In this blog …
Have you heard the term Home Equity Line of Credit (HELOC), but aren’t completely sure you understand what that means? I understand that sometimes mortgage terms are hard to understand, so I want to ensure that you know I’m here for you. Both for your mortgage needs and for you to understand loan terms. In this blog post, I’m going …
Are you looking for a mortgage but bad credit has you down and out? There’s still a possibility that you can be approved for a mortgage and purchase that home you’ve been looking at. This can happen through private or “B Lender” mortgages. In this blog post, I’ll be sharing about private and “B Lender” mortgages and how even if …
I may be biased, but I truly believe Canada is a beautiful place to call home. From the weather to the opportunities, more and more people are moving here from other countries. Luckily for them, we have several mortgage programs to fit that situation and help these newcomers purchase a home here. In this blog post, I’ll be going over …
Here’s the situation… you’re buying a new home and you’re so excited! But you know that this is a transition home that you will sell within five years. This home will last you for a couple of years before you’re ready to buy your forever home that’s bigger for your family, or maybe even in a different neighbourhood or city. …
