brown card that says Down Payment in white text, next to a tiny plastic model house sitting on top of a calculator

Mortgage Down Payment

Matthew Jackson Mortgage Tips

You’re ready to buy the house of your dreams. You have a house you want to put an offer on, you’re ready and you’re excited. But, first, we have to make sure you have your mortgage down payment right and that it’s enough.  Banks are very specific on what they want to see for a mortgage down payment, depending on …

Closeup of hands signing a document with a wooden house model on desk; highlighting a home equity line of credit (HELOC)

Home Equity Line of Credit

Matthew Jackson Mortgage Tips

Have you heard the term Home Equity Line of Credit (HELOC), but aren’t completely sure you understand what that means? I understand that sometimes mortgage terms are hard to understand, so I want to ensure that you know I’m here for you. Both for your mortgage needs and for you to understand loan terms. In this blog post, I’m going …

Model house sitting on a reflective surface with home keys and a calculator, highlighting bad credit and private lending mortgages

Bad Credit & Private Lending Mortgages

Matthew Jackson Alternative Mortgages

Are you looking for a mortgage but bad credit has you down and out?  There’s still a possibility that you can be approved for a mortgage and purchase that home you’ve been looking at.  This can happen through private or “B Lender” mortgages. In this blog post, I’ll be sharing about private and “B Lender” mortgages and how even if …

a front with steps leading up to it, surrounded by greenery; highlighting fixed vs variable mortgages when planning on selling in less than 5 years

Selling Your Home In Five Years? Rethink A Fixed Mortgage!

Matthew Jackson Mortgage Tips

Here’s the situation…  you’re buying a new home and you’re so excited! But you know that this is a transition home that you will sell within five years. This home will last you for a couple of years before you’re ready to buy your forever home that’s bigger for your family, or maybe even in a different neighbourhood or city. …

brown paper peeled away in the center to reveal the words 'self-employed - income'; referencing self-employed mortgages and income

Self Employed Mortgages and Income

Matthew Jackson Self Employed Mortgages

Are you self-employed and currently looking for a mortgage? Sometimes it’s hard to know what a lender will want when it comes to being self-employed. It’s a little different from a regular employee’s income. Thankfully, when you work with a mortgage broker, like me, I’ll be able to guide you through the whole process.  In this blog post, I’ll give …

A hand giving a set of keys to an out-of-focus couple with hand out to receive; highlighting mortgage brokers fitting with a lender

How Do Mortgage Brokers Fit You With A Lender?

Matthew Jackson Mortgage Tips

People often ask me, “Why should I use a mortgage broker instead of my bank?” It’s a question that I understand why I’m asked because sometimes people don’t realize what a mortgage broker does differently than a bank.  Many people were brought up being taught that they just travelled to their local branch for anything related to finances. But, times …

Woman drawing a house shape on a transparent screen, highlighting conventional mortgages and how to get a HELOC

A Conventional Mortgage and How to Get a HELOC

Matthew Jackson Mortgage Tips

Are you interested in learning more about conventional mortgages and how to get a Home Equity Line of Credit (HELOC)? It can seem pretty daunting if you don’t have experience with real estate, or have friends and family who have gone through the process themselves.  There are so many things to know, terms to understand and financials to consider. Thankfully, …