Downtown view of Kelowna Grand Hotel and marina; highlighting Kelowna mortgages and faqs

8 FAQs on Getting a Mortgage in Kelowna

Matthew Jackson Mortgage Tips

Qualifying for a mortgage in Kelowna is possible and within reach for you. When it comes to qualifying, finding a mortgage broker near you and securing your perfect home, I’m here to help! In this blog, I’ll go over some frequently asked questions (FAQs) about qualifying for a mortgage in Kelowna.    1. Where can a down payment come from? …

New condo in Kelowna, highlighting pre approval for a mortgage

Mortgage Pre-Approval

Matthew Jackson Mortgage Tips

Getting pre-approved for a mortgage before you head out and look for houses is something I highly recommend. It will enable you to know the price range you should be approved at when you make an offer on a property that you love.  Going into looking for a property blind, without knowing your approval rating, could set you up to …

First Time Home Buyers – What You Need to Know

Matthew Jackson First Time Home Buyers

First time home buyers, this is the blog post for you. Firstly, I want to say congratulations on making the decision to purchase your first property. Above anything else, this is an exciting time in your life and I want to provide you with all of the information you need.  You may have heard that buying your first home can …

Front porch in blue with a dark door and outdoor furniture; highlighting the time to stat planning a mortgage

When Should You Start Planning Your Mortgage?

Matthew Jackson First Time Home Buyers

If you’re dreaming of owning your own home, the biggest thing that is holding you back from purchasing is most likely obtaining the funds. You might be questioning when the right time to start planning a mortgage is. Depending on whether it’s a purchase, refinance or renewal, the answer will different.  Owning a home is a big commitment, but one of …

Scrabble letters on a wooden surface highlighting Vendor Take-Back Mortgage Options

When Can a Vendor Take-Back Mortgage be Useful?

Matthew Jackson Alternative Mortgages

Non-traditional mortgage options are becoming more popular these days following mortgage insurance and qualification changes. Implemented by the federal government, these changes have made it increasingly difficult for many Canadians to buy a home, particularly first-time homebuyers. One such option is a vendor take-back mortgage (VTB). With this solution, the seller extends a loan directly to the buyer. A VTB …