New condo in Kelowna, highlighting pre approval for a mortgage

Mortgage Pre-Approval

Matthew Jackson Mortgage Tips

Getting pre-approved for a mortgage before you head out and look for houses is something I highly recommend. It will enable you to know the price range you should be approved at when you make an offer on a property that you love.  Going into looking for a property blind, without knowing your approval rating, could set you up to …

First Time Home Buyers – What You Need to Know

Matthew Jackson First Time Home Buyers

First time home buyers, this is the blog post for you. Firstly, I want to say congratulations on making the decision to purchase your first property. Above anything else, this is an exciting time in your life and I want to provide you with all of the information you need.  You may have heard that buying your first home can …

Front porch in blue with a dark door and outdoor furniture; highlighting the time to stat planning a mortgage

When Should You Start Planning Your Mortgage?

Matthew Jackson First Time Home Buyers

If you’re dreaming of owning your own home, the biggest thing that is holding you back from purchasing is most likely obtaining the funds. You might be questioning when the right time to start planning a mortgage is. Depending on whether it’s a purchase, refinance or renewal, the answer will different.  Owning a home is a big commitment, but one of …

Scrabble letters on a wooden surface highlighting Vendor Take-Back Mortgage Options

When Can a Vendor Take-Back Mortgage be Useful?

Matthew Jackson Alternative Mortgages

Non-traditional mortgage options are becoming more popular these days following mortgage insurance and qualification changes. Implemented by the federal government, these changes have made it increasingly difficult for many Canadians to buy a home, particularly first-time homebuyers. One such option is a vendor take-back mortgage (VTB). With this solution, the seller extends a loan directly to the buyer. A VTB …

Piles of money sitting on a wood desk surface with a small monopoly house on each pile illustrating home equity through the mortgage process

BC Home Owner Mortgage and Equity Partnership

Matthew Jackson First Time Home Buyers

Hey everyone, I know I am a little late to the party on this one but its taken a while to figure out exactly what BC Housing wants when a client submits to them as they are very picky and also the best ways to position this at lenders. BC Home Owner Mortgage and Equity Partnership Here is the purpose …