A new home ready for sale, highlighting 5 Things You Shouldn't Do When Qualifying for a Mortgage

5 Things You Shouldn’t Do When Qualifying for a Mortgage

Matthew Jackson Mortgage Tips

Qualifying for a mortgage is a big process. A lot of information is gathered and a lot of it relies on everything staying the same during the qualifying time. Many people don’t know that a simple thing like purchasing a new car can wreck a whole mortgage qualification! But, sadly, it can and I’ve seen it happen a time or …

Front porch in blue with a dark door and outdoor furniture; highlighting the time to stat planning a mortgage

When Should You Start Planning Your Mortgage?

Matthew Jackson First Time Home Buyers

If you’re dreaming of owning your own home, the biggest thing that is holding you back from purchasing is most likely obtaining the funds. You might be questioning when the right time to start planning a mortgage is. Depending on whether it’s a purchase, refinance or renewal, the answer will different.  Owning a home is a big commitment, but one of …

Closeup of hand holding new house keys; highlighting the importance of a homebuying team

Building Your Homebuying Team

Matthew Jackson Mortgage Tips

Buying a property is a big deal. It takes many experts in your corner to ensure you get it right, active throughout the homebuying and mortgage processes. There’s a substantial financial commitment, plenty of legal documentation, complex negotiations and, at times, stress. To ensure your homebuying journey runs as smoothly as possible, you’ll want to build a solid team of …

Couple of first time homebuyers sitting on the floor of their new home, with closing costs calculated into their budget

First Time Homebuyers: Plan Ahead for Closing Costs

Matthew Jackson First Time Home Buyers

If you’re buying your first home, all of the various expenses rolled into the term ‘closing costs’ can seem overwhelming. Closing costs include all legal and administrative expenses you’ll be responsible for paying on or near your home’s closing date. It’s important to include these costs in your budget because, in most cases, they can’t be rolled into your mortgage …