Man sitting at desk with a pile of folders and a miniature house on top; highlighting the Kelowna mortgage blog

Why a Lawyer Is Essential in the Mortgage Process

Matthew Jackson Mortgage Tips

There’s no doubt that buying a home is among the largest financial investments that you’ll make throughout your lifetime. That’s why it’s important that proper financing is established and you fully understand your obligations as a borrower. A lawyer is essential in this process. If you’ve already had a mortgage, you’ll remember the stack of paperwork you’re directed to review …

Couple of the couch looking at a smartphone using social media

Your Social Media Posts Can Impact Your Mortgage Approval

Matthew Jackson Mortgage Tips

That’s right! In a time when so many people are openly posting about their lives online – from blogs and websites to Facebook and Instagram – it’s important to keep in mind that too much information at your lender’s fingertips can negatively impact your chances of getting a mortgage. As part of their research into whether they should lend you …

Couple of first time homebuyers sitting on the floor of their new home, with closing costs calculated into their budget

First Time Homebuyers: Plan Ahead for Closing Costs

Matthew Jackson First Time Home Buyers

If you’re buying your first home, all of the various expenses rolled into the term ‘closing costs’ can seem overwhelming. Closing costs include all legal and administrative expenses you’ll be responsible for paying on or near your home’s closing date. It’s important to include these costs in your budget because, in most cases, they can’t be rolled into your mortgage …

Scissors cutting through a paper family alluding to family divorce or separation

Going Through a Separation or Divorce? I Can Help

Matthew Jackson Separation Mortgages

No matter how prepared you feel when your marriage breaks down, navigating separation and then divorce is an emotionally draining experience – regardless of who initiated the process. Separation and divorce can also be expensive as you begin dividing your finances and assets. Getting an early start on these proceedings can save you a lot of time, stress and even …

First Time Buyers Couple In Their New Home

Buying Your First Home in Canada

Matthew Jackson First Time Home Buyers

Have you immigrated or relocated to Canada within the past five years? Whether you’re a permanent resident or in the country on a work permit, I have access to some great specialty mortgage solutions with affordable down payment options. If the property value of the home you’re looking to buy is below $500,000, you can make a purchase for just …

Man in suit handing over keys to home owner illustrating buying a home through a private mortgage broker

When Does a Private Mortgage Make Sense?

Matthew Jackson Alternative Mortgages

Stress test mortgage qualification requirements that were introduced last year have resulted in many more Canadians becoming familiar with private mortgage options out of necessity. Prior to this change, many borrowers viewed the world of private lending as somewhat of a mystery. Private mortgages have been around for years, but they were often reserved for people who had credit or …

Woman on a tablet in a home office, highlighting self-employed mortgages

Self-Employed? I Have Great Mortgage Options for You!

Matthew Jackson Self Employed Mortgages

Traditionally, when you’re self-employed and applying for a mortgage, you’ll likely face more obstacles than someone who earns a regular salary through an employer. If you can prove your income, show you’re up-to-date on your taxes and you have solid credit, however, your chances of being approved for a mortgage are greatly improved. Self-employment numbers continue to grow steadily. Statistics …

House outline made out of wood pieces with hammer and nails lying next to it on table, highlighting purchase plus improvement mortgages

Could You Benefit from a Purchase Plus Improvements Mortgage?

Matthew Jackson Mortgage Tips

While there seems to be a virtually endless supply of real estate listings available when you’re searching for your perfect place to call home, finding the right property that meets both your functional needs and your budget is not always an easy task. You may find a house with the perfect layout in your ideal neighbourhood, but the interior needs …

Closeup of exhaust pipes of fancy car in a dealership; highlighting how buying a car impacts borrowing power

How Does Buying a Car Impact Your Borrowing Power?

Matthew Jackson Mortgage Tips

Buying a home is likely the largest financial purchase you’ll make in your lifetime. The second? More than likely, it’s your vehicle. And, did you know that your car loan can negatively impact your mortgage qualification when purchasing a home? When you apply for a mortgage, there’s a wide variety of information that you’re required to provide in order to …

Front of house with beautiful spring garden; highlighting booking a spring mortgage checkup

Have You Booked Your Spring Mortgage Checkup?

Matthew Jackson Mortgage Tips

The onset of warmer spring temperatures brings with it the chance for a fresh start. For many homeowners, this means a thorough spring cleaning of the house and yard to get ready for patio season and entertaining. But, it’s equally important to conduct a spring checkup on your mortgage as well. So often, homeowners lock into a mortgage term and …